Earn 1% cash back on up to $3,000 in debit card purchases each month1
- No minimum opening deposit and no minimum balance
- Early Pay: early paycheck access up to 2 days early
- No monthly account fees
- FDIC insured
1. See website for details
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities
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Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
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Waivable $6.95 monthly maintenance fee
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No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program.
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No ATM transaction fees at U.S. Bank ATMs and no surcharge fees at MoneyPass® Network ATMs.
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Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.